Life Insurance: Can You Receive from Your Ex?
Can you get life insurance from your ex? This question is ubiquitous after a break-up. People want to know the best way to go about this and what to expect. You can get life insurance from your ex if you are willing to ask the right questions. Here are some tips on how to do this.
First, ask yourself if your ex is still responsible for your kids. If you were never married and both of you live under the same roof, then chances are you will be moving out, and your ex will not have a lot of responsibility for your kids. So how do you prove that your ex is not financially or physically capable of taking care of your children? The best way to do this is to get life insurance from your ex. If your ex has been paying child support for several years but has not been receiving any benefits, you may want to consider applying for COBRA, a government program that allows you to continue to be covered until you find employment. Talk to a Brighton Beach divorce lawyer about this.
Secondly, you can try to get a life insurance policy through your ex’s employer. Many companies offer life insurance to their employees, especially those who are 45 and older. You should not expect any assistance from your ex, so this option may not work out for you. However, if your company no longer employs your ex, you may have nothing to lose and may be able to get some coverage.
Thirdly, you can try to get life insurance from your ex directly. Sometimes, when you break up, your ex clarifies that they are parting company with you and need money to do so. If your ex tries to get money out of you in this manner, you may want to think twice about it. You do not want to be in a position where you need to worry about life insurance while your ex waits to see whether or not they can get more money out of you.
Fourthly, you can try to get life insurance from a different source. Your ex might be related to someone willing to sell life insurance policies to you. Although the rates will probably be higher than if you tried to get a policy on your own, you may end up saving thousands of dollars. If your ex is no longer employed and does not have another partner to share the cost of life insurance, he or she may have a serious investment opportunity that can lead to huge profits.
If you are considering this question, you need the help of a good lawyer. Finding an excellent Brighton Beach divorce lawyer will really help you. Don’t be afraid to seek out a good Brighton Beach family lawyer. Get the help of a Levitsky law firm today.